Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$609,699$609,699$607,050
Remaining term (yrs)26.926.930.0
Secondary amount$0$31,076$0
Funding fee$0$0$0
Note rate6.900%6.900%7.320%
Blended rate7.450%7.665%7.560%
1st payment$4,153.94$4,153.94$4,170.01
2nd payment$0.00$307.52$0.00
Taxes / mo$562.08$562.08$562.08
Insurance / mo$166.67$166.67$166.67
MI / mo$289.08$289.08$121.41
HOA / mo$399.00$399.00$399.00
Total monthly$5,570.77$5,878.29$5,419.17
Cash to close$64,801$33,725$67,450