Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$442,870$440,999
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.170%7.400%
Blended rate5.020%7.640%
1st payment$2,344.36$3,053.39
2nd payment$0.00$0.00
Taxes / mo$514.58$514.58
Insurance / mo$166.67$166.67
MI / mo$340.80$88.20
HOA / mo$0.00$0.00
Total monthly$3,366.41$3,822.84
Cash to close$47,129$49,000