Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$481,411$472,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,407$0
Note rate6.460%7.400%
Blended rate6.460%7.640%
1st payment$3,099.13$3,271.49
2nd payment$0.00$0.00
Taxes / mo$437.50$437.50
Insurance / mo$166.67$166.67
MI / mo$0.00$94.50
HOA / mo$500.00$500.00
Total monthly$4,203.29$4,470.16
Cash to close$43,589$52,500