Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$577,766$531,000
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$2,889$0
Note rate7.440%7.320%
Blended rate7.440%7.560%
1st payment$4,125.42$3,647.60
2nd payment$0.00$0.00
Taxes / mo$491.67$491.67
Insurance / mo$166.67$166.67
MI / mo$0.00$106.20
HOA / mo$230.00$230.00
Total monthly$5,013.75$4,642.13
Cash to close$12,234$59,000