Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$635,684$549,000
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$3,178$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$4,137.26$3,801.17
2nd payment$0.00$0.00
Taxes / mo$508.33$508.33
Insurance / mo$166.67$166.67
MI / mo$0.00$109.80
HOA / mo$8.00$8.00
Total monthly$4,820.26$4,593.97
Cash to close$0$61,000