Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$586,827$571,500
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$2,934$0
Note rate6.790%7.320%
Blended rate6.790%7.560%
1st payment$3,895.75$3,925.81
2nd payment$0.00$0.00
Taxes / mo$529.17$529.17
Insurance / mo$166.67$166.67
MI / mo$0.00$114.30
HOA / mo$395.00$395.00
Total monthly$4,986.59$5,130.94
Cash to close$48,173$63,500