Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$703,398$639,000
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$3,517$0
Note rate6.740%7.320%
Blended rate6.740%7.560%
1st payment$4,684.44$4,389.49
2nd payment$0.00$0.00
Taxes / mo$591.67$591.67
Insurance / mo$216.67$216.67
MI / mo$0.00$127.80
HOA / mo$230.00$230.00
Total monthly$5,722.78$5,555.62
Cash to close$6,602$71,000