Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$350,764$350,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.230%7.400%
Blended rate6.080%7.640%
1st payment$2,055.75$2,424.02
2nd payment$0.00$0.00
Taxes / mo$324.17$324.17
Insurance / mo$150.00$150.00
MI / mo$264.29$70.02
HOA / mo$90.00$90.00
Total monthly$2,884.20$3,058.21
Cash to close$38,236$38,900