Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$336,286$336,286$387,000
Remaining term (yrs)26.326.330.0
Secondary amount$0$50,714$0
Funding fee$1,681$1,681$0
Note rate6.360%6.360%7.400%
Blended rate6.360%6.706%7.640%
1st payment$2,192.77$2,192.77$2,679.51
2nd payment$0.00$380.35$0.00
Taxes / mo$358.33$358.33$358.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.40
HOA / mo$316.00$316.00$316.00
Total monthly$3,017.10$3,397.45$3,581.24
Cash to close$93,714$43,000$43,000