Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$291,871$291,871$359,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$67,229$0
Funding fee$0$0$0
Note rate2.730%2.730%7.400%
Blended rate3.580%4.595%7.640%
1st payment$1,359.34$1,359.34$2,486.34
2nd payment$0.00$504.21$0.00
Taxes / mo$403.17$403.17$403.17
Insurance / mo$150.00$150.00$150.00
MI / mo$236.47$236.47$71.82
HOA / mo$138.00$138.00$138.00
Total monthly$2,286.98$2,791.19$3,249.32
Cash to close$107,129$39,900$39,900