Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$934,038$896,399
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.160%7.400%
Blended rate7.010%7.640%
1st payment$5,988.29$6,206.49
2nd payment$0.00$0.00
Taxes / mo$1,145.83$1,145.83
Insurance / mo$216.67$216.67
MI / mo$695.50$179.28
HOA / mo$0.00$0.00
Total monthly$8,046.29$7,748.27
Cash to close$61,961$99,600