Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$326,682$326,682$472,410
Remaining term (yrs)22.422.430.0
Secondary amount$0$145,728$0
Funding fee$1,633$1,633$0
Note rate4.450%4.450%7.400%
Blended rate4.450%5.545%7.640%
1st payment$1,917.15$1,917.15$3,270.87
2nd payment$0.00$971.52$0.00
Taxes / mo$334.75$334.75$334.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.48
HOA / mo$0.00$0.00$0.00
Total monthly$2,418.57$3,390.09$3,866.77
Cash to close$198,218$52,490$52,490