Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$235,452$235,452$404,991
Remaining term (yrs)24.324.330.0
Secondary amount$0$169,539$0
Funding fee$0$0$0
Note rate2.810%2.810%7.400%
Blended rate3.660%5.477%7.640%
1st payment$1,111.45$1,111.45$2,804.08
2nd payment$0.00$1,130.26$0.00
Taxes / mo$374.99$374.99$374.99
Insurance / mo$150.00$150.00$150.00
MI / mo$191.35$191.35$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,827.80$2,958.05$3,410.07
Cash to close$214,538$44,999$44,999