Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$378,773$378,773$980,100
Remaining term (yrs)18.418.430.0
Secondary amount$0$601,327$0
Funding fee$0$0$0
Note rate3.760%3.760%7.400%
Blended rate4.610%6.537%7.640%
1st payment$2,363.05$2,363.05$6,786.01
2nd payment$0.00$3,883.57$0.00
Taxes / mo$907.50$907.50$907.50
Insurance / mo$216.67$216.67$216.67
MI / mo$360.99$360.99$196.02
HOA / mo$220.00$220.00$220.00
Total monthly$4,068.20$7,951.77$8,326.20
Cash to close$710,227$108,900$108,900