Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$360,955$360,955$845,100
Remaining term (yrs)25.325.330.0
Secondary amount$0$484,145$0
Funding fee$1,805$1,805$0
Note rate3.100%3.100%7.320%
Blended rate3.100%5.764%7.560%
1st payment$1,708.07$1,708.07$5,805.25
2nd payment$0.00$3,126.77$0.00
Taxes / mo$782.50$782.50$782.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$169.02
HOA / mo$130.00$130.00$130.00
Total monthly$2,837.23$5,964.00$7,103.44
Cash to close$578,045$93,900$93,900