Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$622,726$622,726$652,500
Remaining term (yrs)26.326.330.0
Secondary amount$0$29,774$0
Funding fee$3,114$3,114$0
Note rate6.330%6.330%7.320%
Blended rate6.330%6.452%7.560%
1st payment$4,048.73$4,048.73$4,482.22
2nd payment$0.00$223.31$0.00
Taxes / mo$604.17$604.17$604.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,869.57$5,092.87$5,433.56
Cash to close$102,274$72,500$72,500