Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$779,493$571,050
Remaining term (yrs)24.930.0
Secondary amount$0$0
Funding fee$3,897$0
Note rate2.800%7.400%
Blended rate2.800%7.640%
1st payment$3,615.87$3,953.83
2nd payment$0.00$0.00
Taxes / mo$528.75$528.75
Insurance / mo$166.67$166.67
MI / mo$0.00$114.21
HOA / mo$202.00$202.00
Total monthly$4,513.29$4,965.46
Cash to close$0$63,450