Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$607,447$607,447$639,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$31,553$0
Funding fee$3,037$3,037$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.407%7.640%
1st payment$3,561.85$3,561.85$4,424.31
2nd payment$0.00$236.65$0.00
Taxes / mo$207.28$207.28$207.28
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$127.80
HOA / mo$0.00$0.00$0.00
Total monthly$3,985.79$4,222.44$4,976.05
Cash to close$102,553$71,000$71,000