Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$348,353$337,410
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,742$0
Note rate3.120%7.400%
Blended rate3.120%7.640%
1st payment$1,652.09$2,336.16
2nd payment$0.00$0.00
Taxes / mo$312.42$312.42
Insurance / mo$150.00$150.00
MI / mo$0.00$67.48
HOA / mo$522.00$522.00
Total monthly$2,636.51$3,388.06
Cash to close$26,547$37,490