Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$336,651$336,651$427,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$90,849$0
Funding fee$0$0$0
Note rate3.170%3.170%7.400%
Blended rate4.020%5.078%7.640%
1st payment$1,637.15$1,637.15$2,959.92
2nd payment$0.00$681.37$0.00
Taxes / mo$395.83$395.83$395.83
Insurance / mo$166.67$166.67$166.67
MI / mo$269.17$269.17$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,468.81$3,150.18$3,607.92
Cash to close$138,349$47,500$47,500