Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$336,238$328,500
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.780%7.400%
Blended rate6.630%7.640%
1st payment$2,091.00$2,274.47
2nd payment$0.00$0.00
Taxes / mo$107.88$107.88
Insurance / mo$150.00$150.00
MI / mo$252.98$65.70
HOA / mo$0.00$0.00
Total monthly$2,601.85$2,598.05
Cash to close$28,762$36,500