Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$868,904$868,904$873,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$52,596$0
Funding fee$4,345$4,345$0
Note rate3.000%3.000%7.400%
Blended rate3.000%3.507%7.640%
1st payment$4,093.05$4,093.05$6,044.48
2nd payment$0.00$520.48$0.00
Taxes / mo$808.33$808.33$808.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$174.60
HOA / mo$195.00$195.00$195.00
Total monthly$5,313.05$5,833.53$7,439.08
Cash to close$101,096$48,500$97,000