Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$30,822$30,822$791,955
Remaining term (yrs)24.124.130.0
Secondary amount$0$761,133$0
Funding fee$0$0$0
Note rate4.990%4.990%7.400%
Blended rate5.840%7.676%7.640%
1st payment$182.82$182.82$5,483.34
2nd payment$0.00$4,915.65$0.00
Taxes / mo$733.29$733.29$733.29
Insurance / mo$216.67$216.67$216.67
MI / mo$23.42$23.42$158.39
HOA / mo$0.00$0.00$0.00
Total monthly$1,156.20$6,071.84$6,591.69
Cash to close$849,128$87,995$87,995