Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$351,436$351,436$539,910
Remaining term (yrs)27.927.930.0
Secondary amount$0$188,474$0
Funding fee$1,757$1,757$0
Note rate7.030%7.030%7.400%
Blended rate7.030%7.369%7.640%
1st payment$2,395.34$2,395.34$3,738.23
2nd payment$0.00$1,256.49$0.00
Taxes / mo$499.92$499.92$499.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.98
HOA / mo$191.00$191.00$191.00
Total monthly$3,252.92$4,509.41$4,703.79
Cash to close$248,464$59,990$59,990