Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$133,829$133,829$404,999
Remaining term (yrs)0.40.430.0
Secondary amount$0$271,170$0
Funding fee$669$669$0
Note rate10.250%10.250%7.400%
Blended rate10.250%8.576%7.640%
1st payment$22,976.40$22,976.40$2,804.13
2nd payment$0.00$1,751.31$0.00
Taxes / mo$162.58$162.58$162.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$23,288.99$25,040.29$3,197.72
Cash to close$316,170$45,000$45,000