Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$489,072$481,050
Remaining term (yrs)16.130.0
Secondary amount$0$0
Funding fee$2,445$0
Note rate7.080%7.400%
Blended rate7.080%7.640%
1st payment$4,228.19$3,330.69
2nd payment$0.00$0.00
Taxes / mo$549.25$549.25
Insurance / mo$166.67$166.67
MI / mo$0.00$96.21
HOA / mo$120.33$120.33
Total monthly$5,064.43$4,263.15
Cash to close$45,428$53,450