Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$1,130,228$1,079,100
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.270%7.320%
Blended rate6.820%7.560%
1st payment$7,270.11$7,412.67
2nd payment$0.00$0.00
Taxes / mo$999.17$999.17
Insurance / mo$216.67$216.67
MI / mo$540.04$215.82
HOA / mo$0.00$0.00
Total monthly$9,025.99$8,844.32
Cash to close$68,772$119,900