Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,223$413,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,231$0
Note rate4.000%7.320%
Blended rate4.000%7.560%
1st payment$2,315.46$2,843.27
2nd payment$0.00$0.00
Taxes / mo$130.00$130.00
Insurance / mo$166.67$166.67
MI / mo$0.00$82.78
HOA / mo$0.00$0.00
Total monthly$2,612.13$3,222.72
Cash to close$13,677$45,990