Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$375,271$373,410
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,876$0
Note rate5.300%7.320%
Blended rate5.300%7.560%
1st payment$2,218.35$2,565.07
2nd payment$0.00$0.00
Taxes / mo$146.82$146.82
Insurance / mo$150.00$150.00
MI / mo$0.00$74.68
HOA / mo$0.00$0.00
Total monthly$2,515.17$2,936.57
Cash to close$39,629$41,490