Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$350,982$301,500
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,755$0
Note rate4.000%7.320%
Blended rate4.000%7.560%
1st payment$1,831.48$2,071.10
2nd payment$0.00$0.00
Taxes / mo$93.75$93.75
Insurance / mo$150.00$150.00
MI / mo$0.00$60.30
HOA / mo$0.00$0.00
Total monthly$2,075.24$2,375.15
Cash to close$0$33,500