Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$177,058$177,058$832,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$655,442$0
Funding fee$885$885$0
Note rate2.520%2.520%7.400%
Blended rate2.520%6.638%7.640%
1st payment$784.90$784.90$5,764.06
2nd payment$0.00$4,233.06$0.00
Taxes / mo$148.50$148.50$148.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$166.50
HOA / mo$3.75$3.75$3.75
Total monthly$1,153.81$5,386.87$6,299.48
Cash to close$747,942$92,500$92,500