Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$549,847$530,999
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$2,749$0
Note rate7.030%7.400%
Blended rate7.030%7.640%
1st payment$3,777.21$3,676.53
2nd payment$0.00$0.00
Taxes / mo$491.67$491.67
Insurance / mo$166.67$166.67
MI / mo$0.00$106.20
HOA / mo$46.00$46.00
Total monthly$4,481.54$4,487.06
Cash to close$40,152$59,000