Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$520,483$520,483$517,499
Remaining term (yrs)26.626.630.0
Secondary amount$0$25,766$0
Funding fee$0$0$0
Note rate6.420%6.420%7.400%
Blended rate6.970%7.201%7.640%
1st payment$3,397.35$3,397.35$3,583.06
2nd payment$0.00$254.97$0.00
Taxes / mo$479.17$479.17$479.17
Insurance / mo$166.67$166.67$166.67
MI / mo$248.42$248.42$103.50
HOA / mo$427.00$427.00$427.00
Total monthly$4,718.60$4,973.57$4,759.39
Cash to close$54,516$28,750$57,500