Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$67,406$67,406$508,500
Remaining term (yrs)15.615.630.0
Secondary amount$0$441,094$0
Funding fee$337$337$0
Note rate3.560%3.560%7.400%
Blended rate3.560%7.195%7.640%
1st payment$466.44$466.44$3,520.75
2nd payment$0.00$2,848.74$0.00
Taxes / mo$471.42$471.42$471.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.70
HOA / mo$33.33$33.33$33.33
Total monthly$1,137.85$3,986.59$4,293.86
Cash to close$497,594$56,500$56,500