Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$622,474$607,410
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$3,112$0
Note rate6.490%7.320%
Blended rate6.490%7.560%
1st payment$4,019.28$4,172.49
2nd payment$0.00$0.00
Taxes / mo$562.42$562.42
Insurance / mo$166.67$166.67
MI / mo$0.00$121.48
HOA / mo$0.00$0.00
Total monthly$4,748.36$5,023.05
Cash to close$52,426$67,490