Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$427,238$396,000
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,136$0
Note rate6.120%7.320%
Blended rate6.120%7.560%
1st payment$2,718.07$2,720.25
2nd payment$0.00$0.00
Taxes / mo$208.09$208.09
Insurance / mo$150.00$150.00
MI / mo$0.00$79.20
HOA / mo$43.00$43.00
Total monthly$3,119.15$3,200.53
Cash to close$12,762$44,000