Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$529,533$517,455
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,648$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$3,381.56$3,582.75
2nd payment$0.00$0.00
Taxes / mo$640.00$640.00
Insurance / mo$166.67$166.67
MI / mo$0.00$103.49
HOA / mo$100.00$100.00
Total monthly$4,288.23$4,592.91
Cash to close$45,417$57,495