Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$12,129$12,129$422,100
Remaining term (yrs)26.526.530.0
Secondary amount$0$409,971$0
Funding fee$61$61$0
Note rate6.270%6.270%7.400%
Blended rate6.270%7.707%7.640%
1st payment$78.11$78.11$2,922.54
2nd payment$0.00$2,647.73$0.00
Taxes / mo$390.83$390.83$390.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.42
HOA / mo$485.00$485.00$485.00
Total monthly$1,120.61$3,768.34$4,049.46
Cash to close$456,871$46,900$46,900