Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$435,837$435,600
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.790%7.400%
Blended rate7.340%7.640%
1st payment$2,941.53$3,016.01
2nd payment$0.00$0.00
Taxes / mo$403.33$403.33
Insurance / mo$166.67$166.67
MI / mo$207.01$87.12
HOA / mo$360.00$360.00
Total monthly$4,078.54$4,033.13
Cash to close$48,163$48,400