Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$482,734$432,000
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.850%7.320%
Blended rate7.400%7.560%
1st payment$3,214.45$2,967.54
2nd payment$0.00$0.00
Taxes / mo$400.00$400.00
Insurance / mo$166.67$166.67
MI / mo$224.84$86.40
HOA / mo$0.00$0.00
Total monthly$4,005.96$3,620.61
Cash to close$0$48,000