Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$9,926$9,926$674,999
Remaining term (yrs)0.90.930.0
Secondary amount$0$665,073$0
Funding fee$50$50$0
Note rate7.470%7.470%7.400%
Blended rate7.470%7.746%7.640%
1st payment$860.99$860.99$4,673.56
2nd payment$0.00$4,295.27$0.00
Taxes / mo$625.00$625.00$625.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$450.00$450.00$450.00
Total monthly$2,152.66$6,447.93$6,100.22
Cash to close$740,073$75,000$75,000