Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$520,037$512,100
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,600$0
Note rate6.010%7.320%
Blended rate6.010%7.560%
1st payment$3,136.97$3,517.77
2nd payment$0.00$0.00
Taxes / mo$474.17$474.17
Insurance / mo$166.67$166.67
MI / mo$0.00$102.42
HOA / mo$185.00$185.00
Total monthly$3,962.81$4,446.03
Cash to close$48,963$56,900