Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$418,587$418,587$443,700
Remaining term (yrs)25.625.630.0
Secondary amount$0$25,113$0
Funding fee$2,093$2,093$0
Note rate4.670%4.670%7.400%
Blended rate4.670%4.915%7.640%
1st payment$2,330.93$2,330.93$3,072.09
2nd payment$0.00$188.34$0.00
Taxes / mo$133.25$133.25$133.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.74
HOA / mo$0.00$0.00$0.00
Total monthly$2,630.85$2,819.19$3,460.75
Cash to close$74,413$49,300$49,300