Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$546,973$546,973$557,910
Remaining term (yrs)26.526.530.0
Secondary amount$0$41,932$0
Funding fee$0$0$0
Note rate6.600%6.600%7.400%
Blended rate7.150%7.486%7.640%
1st payment$3,637.12$3,637.12$3,862.86
2nd payment$0.00$414.95$0.00
Taxes / mo$516.58$516.58$516.58
Insurance / mo$166.67$166.67$166.67
MI / mo$261.02$261.02$111.58
HOA / mo$402.00$402.00$402.00
Total monthly$4,983.39$5,398.35$5,059.69
Cash to close$72,927$30,995$61,990