Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$500,188$445,500
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,501$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$3,297.99$3,060.28
2nd payment$0.00$0.00
Taxes / mo$411.83$411.83
Insurance / mo$166.67$166.67
MI / mo$0.00$89.10
HOA / mo$0.00$0.00
Total monthly$3,876.49$3,727.88
Cash to close$0$49,500