Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,409$346,500
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$1,862$0
Note rate6.640%7.320%
Blended rate6.640%7.560%
1st payment$2,423.84$2,380.21
2nd payment$0.00$0.00
Taxes / mo$82.29$82.29
Insurance / mo$150.00$150.00
MI / mo$0.00$69.30
HOA / mo$0.00$0.00
Total monthly$2,656.12$2,681.80
Cash to close$12,591$38,500