Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,515$415,800
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,223$0
Note rate6.630%7.320%
Blended rate6.630%7.560%
1st payment$2,876.42$2,856.26
2nd payment$0.00$0.00
Taxes / mo$245.17$245.17
Insurance / mo$166.67$166.67
MI / mo$0.00$83.16
HOA / mo$0.00$0.00
Total monthly$3,288.25$3,351.25
Cash to close$17,485$46,200