Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$333,560$315,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.890%7.400%
Blended rate6.740%7.640%
1st payment$2,088.25$2,181.00
2nd payment$0.00$0.00
Taxes / mo$272.83$272.83
Insurance / mo$150.00$150.00
MI / mo$249.65$63.00
HOA / mo$225.00$225.00
Total monthly$2,985.74$2,891.83
Cash to close$16,440$35,000