Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$406,226$336,600
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$2,031$0
Note rate5.090%7.400%
Blended rate5.090%7.640%
1st payment$2,357.94$2,330.55
2nd payment$0.00$0.00
Taxes / mo$311.67$311.67
Insurance / mo$150.00$150.00
MI / mo$0.00$67.32
HOA / mo$468.00$468.00
Total monthly$3,287.61$3,327.54
Cash to close$0$37,400