Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$138,099$133,200
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.450%7.320%
Blended rate4.300%7.560%
1st payment$679.17$914.99
2nd payment$0.00$0.00
Taxes / mo$55.17$55.17
Insurance / mo$150.00$150.00
MI / mo$107.80$26.64
HOA / mo$0.00$0.00
Total monthly$992.14$1,146.80
Cash to close$9,901$14,800